TELEVETTEDCOMPARE · INSURANCE
Last checked:
None of the 9 telehealth companies we've broken down publishes that it bills health insurance. Collective says it doesn't bill insurance but its medication and membership may qualify for HSA/FSA; DudeMeds, SHED and MEDGm say HSA/FSA may be used but don't say whether they bill insurance; Embody, Strut Health, Happy Head, RxSpan MD and HealthRX don't publish either.
| Company | Insurance and HSA/FSA |
|---|---|
| Embody Not published | Not published. Its homepage says “No insurance barriers” but doesn't say whether it bills insurance. |
| Strut Health Not published | Not published. Its homepage doesn't say whether it accepts insurance or HSA/FSA. |
| DudeMeds HSA/FSA; insurance not stated | HSA/FSA eligible, per DudeMeds, with an insurance FAQ. Whether it bills insurance isn't stated on its homepage. |
| Happy Head Not published | Not published. Its homepage doesn't say whether it accepts insurance or HSA/FSA. |
| SHED HSA/FSA; insurance not stated | FSA/HSA eligible, per SHED. Insurance billing isn't published on the pages we reviewed. |
| RxSpan MD Not published | Not published. Its homepage doesn't say whether it accepts insurance or HSA/FSA. |
| HealthRX Not published | Not published. Its homepage doesn't say whether it accepts insurance or HSA/FSA. |
| MEDGm HSA/FSA; insurance not stated | HSA/FSA may be possible, per MEDGm. Insurance billing isn't published on the pages we reviewed. |
| Collective Cash-pay, HSA/FSA | Doesn't bill insurance (self-pay). Medication and membership may qualify for HSA/FSA reimbursement. |
Bills insurance
The company submits claims to your health plan for visits or medication.
Who it suits: People whose plan covers the treatment.
Tradeoffs:
Companies: None of the companies we've broken down.
Cash-pay, HSA/FSA
You pay directly; no insurance claims. Some costs may be reimbursable from an HSA or FSA, which your plan administrator decides.
Who it suits: People without coverage for the drug, or who want a fixed price without prior authorizations.
Tradeoffs:
Companies: Collective
HSA/FSA; insurance not stated
These companies say HSA/FSA may be used but don't publish whether they bill insurance.
Not published
These companies don't publish whether they take insurance or HSA/FSA on the pages we reviewed. Ask before you pay.
Companies: Embody, Strut Health, Happy Head, RxSpan MD, HealthRX
Of the 9 companies we've broken down, none publishes that it bills insurance. Collective says outright that it doesn't. Checked Oct 16, 2026.
Collective, DudeMeds, SHED and MEDGm say HSA/FSA may be used. Your plan administrator makes the final reimbursement decision.
No. Collective says it doesn't bill insurance; its medication and $199 annual membership may qualify for HSA/FSA reimbursement.
Facts are what each company published when we checked (Oct 16, 2026) and can change. This page compares published terms; it is not a rating. More comparisons: Pricing models · Medication types · Refund policies · Insurance & HSA/FSA · States served · Prescribers · Regulatory history. Full facts in each breakdown.